Questions Big Questions FI-losophy: Accepting Uncertainty FI-losophy: Don’t expect results. How do you develop discipline? How much optimization should you do? Small Questions 2022 Annual Review 2021 Annual Review What does your spending look like? (Nov 2021) What are you doing with your short term savings? (Oct. 2021, Jan. 2022 update) What is geoarbitrage?